Deserve, Inc. Apps

Start building credit responsibly while earning rewards alongtheway! Accepted everywhere Mastercard is accepted. Apply now!Weprovide the tools and resources to help build your crediteverystep of the way. Insights give you real-time feedback ontheactions you can take right now to start improving yourcredit.WHERE TRADITIONAL LENDERS SEE RISK, WE SEE POTENTIALWhiletraditional lenders only look at your FICO score, ourproprietaryalgorithm weighs in other factors such as your currentfinancialhealth, education, future employability and projectedearnings. WEBALANCE SIMPLICITY AND SECURITY Our cards meet thestrictestrequirements of the law when it comes to security, usingenhancedidentity verification and consistent lending practices toensureyour safety. All of these features and we never sacrifice asimpleexperience to sign up or manage your account on the go..----------To learn more about Deserve and to apply for a DeserveMastercard,visit https://www.deserve.com When you download theDeserve app,you agree to the Deserve Terms ofUse:https://www.deserve.com/terms-of-use/ Deserve® is aventure-backedstartup that is dedicated to offering much-neededfinancialservices to students at U.S. colleges and universities.Cardsissued by Celtic Bank, a Utah-Chartered Industrial Bank,MemberFDIC.

Visualize Your Spending Habits Fun, floating bubbles on thehomepagecard will help you understand where your money goes. Tapon one toexpand the category and learn how much you spent thismonth, lastmonth and what’s your top spend for this category. ---Recognizableand Clean Your transactions are no longer a boringspreadsheet.Large icons with logos help you quickly identify themerchant.Transactions are split into days, weeks and months. ---EarnUnlimited Cash Rewards* Start each month with Basic Level, 1%cashback, on all your purchases up to $499. Spend between$500-$999 andearn Pro Level, 1.25% cash back. Reach the Mega Levelwhen you spend$1,000+ and earn an unlimited 1.5%** on all yourpurchases thatmonth. Apply the rewards toward your balance at anytime. ---Engaging Transaction Details Get the picture, map andlogo of yourmerchant. See how this purchase affected your overallcategory spendfor the month as well as the history of your spendwith thismerchant. If you added a tip, you’ll see a red heart nextto it. Nowyou can understand and get the full context of all yourspendinghabits. --- Scheduled Payments Set up autopay and don’tworry aboutlate fees or additional interest charges. Turn thepayment dial andsee exactly how much you need to pay for minimum,statement and fullbalance payment. Get notified before the paymentis due. ---Mastercard World Benefits included***. No foreigntransaction fees.Absolutely no annual fees. - Review theCardholder Agreement Termsand Conditions for comprehensiveinformation on The Deserve Card -*Cash back redemptions areapplied as statement credits against thebalance on The DeserveCard. Cash back redemptions cannot exceedyour cardbalance.Purchases do not include items returned forcredit, orinterest and account fees. - **For a comprehensive listanddescription of the Mastercard World Benefits, please reviewtheMastercard Guide to Benefits. Deserve is a trademark ofDeserve,Inc. All Deserve credit cards are issued by Celtic Bank,aUtah-chartered Industrial Bank, Member FDIC.